:root{--ink:#111827;--blue:#1e73be;--blue2:#155a96;--paper:#fff;--soft:#f5f8fb;--muted:#5f6b7a;--line:#dfe6ee;--warm:#fff7e6;--max:1180px;--article:760px}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);font:16.5px/1.72 system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;background:var(--paper)}
a{color:var(--blue)}img{max-width:100%}.wrap{max-width:var(--max);margin:auto;padding:0 22px}.site-header{border-bottom:1px solid var(--line);background:#fff;position:sticky;top:0;z-index:10}
.header-row{min-height:72px;display:flex;align-items:center;gap:22px}.brand{font-weight:850;font-size:22px;text-decoration:none;color:var(--ink);letter-spacing:-.45px;white-space:nowrap}
nav{display:flex;gap:17px;align-items:center;flex:1}nav a{text-decoration:none;color:var(--ink);font-size:14px;font-weight:650}.header-cta{margin-left:auto;background:var(--blue);color:#fff!important;padding:10px 14px;border-radius:8px;font-weight:800}
.hero{padding:70px 0 50px;background:linear-gradient(180deg,var(--soft),#fff)}.eyebrow{text-transform:uppercase;letter-spacing:.12em;font-size:12px;font-weight:850;color:var(--blue)}
h1{font-size:clamp(38px,5.5vw,66px);line-height:1.03;letter-spacing:-1.8px;max-width:930px;margin:10px 0 19px}h2{font-size:31px;line-height:1.18;letter-spacing:-.7px;margin-top:46px}h3{font-size:21px;line-height:1.28}
.lead{font-size:20px;color:var(--muted);max-width:780px}.cta{display:inline-block;background:var(--blue);color:#fff;text-decoration:none;padding:13px 18px;border-radius:8px;font-weight:800;margin:8px 8px 8px 0}.cta:hover,.header-cta:hover{background:var(--blue2)}.cta.secondary{background:var(--ink)}
.layout{max-width:var(--max);margin:0 auto;padding:42px 22px 78px;display:grid;grid-template-columns:minmax(0,var(--article)) 300px;gap:54px;align-items:start}
.article{min-width:0}.breadcrumb{font-size:13px;color:var(--muted);margin-bottom:18px}.breadcrumb a{color:var(--muted)}.notice{background:var(--warm);border:1px solid #ecd89c;padding:14px 16px;border-radius:9px;font-size:14px;margin:22px 0}
.fact{background:var(--soft);border-left:4px solid var(--blue);padding:16px 18px;margin:24px 0}.sidebar{position:sticky;top:96px}.sidebox{border:1px solid var(--line);border-radius:12px;padding:20px;margin-bottom:18px;background:#fff}.sidebox h3{margin:0 0 8px}.sidebox p{font-size:14px;color:var(--muted)}.sidebox .cta{display:block;text-align:center;margin:12px 0 5px}
.cardgrid{display:grid;grid-template-columns:repeat(3,1fr);gap:17px;margin:28px 0}.card{border:1px solid var(--line);border-radius:12px;padding:20px;background:#fff}.card h3{margin-top:0}.card a{font-weight:750}
table{border-collapse:collapse;width:100%;margin:22px 0}th,td{text-align:left;padding:12px;border-bottom:1px solid var(--line);vertical-align:top}th{background:var(--soft)}ul,ol{padding-left:23px}
.inline-cta{border:1px solid #cfe0ef;background:#f7fbff;border-radius:12px;padding:20px;margin:30px 0}.inline-cta h3{margin:0 0 5px}
footer{border-top:1px solid var(--line);padding:38px 0;color:var(--muted);font-size:14px}.footerlinks{display:flex;gap:16px;flex-wrap:wrap;margin-top:8px}.small{font-size:14px;color:var(--muted)}
@media(max-width:900px){nav a:not(.header-cta){display:none}.layout{grid-template-columns:1fr}.sidebar{position:static}.cardgrid{grid-template-columns:1fr 1fr}}
@media(max-width:620px){.header-row{min-height:64px}.brand{font-size:20px}.header-cta{font-size:13px;padding:9px 11px}.cardgrid{grid-template-columns:1fr}.hero{padding:44px 0 35px}h1{letter-spacing:-1px}.layout{padding-top:28px}}